Introduction

Welcome to Zender Pay! These terms and conditions ("Terms") govern your access and use of our platform, services, and products (collectively, the "Services"). By accessing or using Zender Pay, you agree to be bound by these Terms. If you do not agree, please refrain from using the Services.

Eligibility

You must be at least 18 years old or the age of majority in your jurisdiction to use Zender Pay. By using our Services, you represent and warrant that you meet this requirement and that all information you provide is accurate and truthful.

Account Registration and Security

a) You must create an account to use certain features of Zender Pay.

b) You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

c) Notify us immediately of any unauthorized access to or use of your account.

Services Offered

Zender Pay facilitates payment processing and other financial services. Specific services are detailed on our platform and may be subject to additional terms and conditions.

Prohibited Activities

You agree not to use the Services to:

a) Engage in any illegal, fraudulent, or unauthorized activity.

b) Harm or exploit other users, Zender Pay, or third parties.

c) Introduce viruses, malware, or other harmful software.

Fees and Charges

a) Zender Pay may charge fees for certain transactions or services, as disclosed on our platform.

b) All fees are non-refundable unless otherwise stated.

c) You are responsible for any taxes applicable to your use of the Services.

Intellectual Property

a) Zender Pay retains all rights to its trademarks, logos, and other intellectual property.

b) You may not reproduce, distribute, or modify any content from our platform without prior written consent.

Privacy Policy

Your use of Zender Pay is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal data.

Limitation of Liability

Zender Pay is not liable for:

a) Indirect, incidental, or consequential damages arising from your use of the Services.

b) Losses due to unauthorized access to your account caused by your negligence.

c) Interruptions, delays, or errors beyond our control.

Termination

a) Zender Pay reserves the right to suspend or terminate your account at any time for any reason, including breach of these Terms.

b) You may terminate your account by contacting us; however, certain obligations may survive termination, such as outstanding fees or legal requirements.

Changes to the Terms

Zender Pay reserves the right to modify these Terms at any time. We will notify you of significant changes. Continued use of the Services after changes are effective constitutes acceptance of the updated Terms.

Governing Law and Dispute Resolution

These Terms are governed by the laws of [Your Jurisdiction]. Any disputes will be resolved through arbitration or in the courts of [Your Jurisdiction].

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